nawindang do ang beauty pagkabasa ko kara kaina. aha moment eon man ;) ag makaron ginadeclare ko: "wealthy ako bukon it rich." and as i say...so be it. hahahaha cheers to a wealthier tomorrow.
excerpt from Robert Kiyosaki 's wisdom with a few changes to make it localized:
Why being wealthy is different (and better) than being rich
When I was a young boy, my rich dad told me about the difference between the rich and the wealthy.
“Many people think that being rich and being wealthy are the same
thing,” said rich dad. “But there is a difference between the two: The
rich have lots of money but the wealthy don’t worry about money.”
What rich dad meant was that while the rich might have lots of money,
they also might have lots of expenses that keep them up at night. Or
they might have a high paying job but have to get up to work everyday
and have fear of getting fired or laid off.
The wealthy, on the other hand, don’t have these worries. Why? What’s the difference?
The definition of wealth
The definition of wealth is the number of days you can survive without
physically working (or anyone in your household physically working) and
still maintain your standard of living.
For example, if your monthly expenses are Php5,000 and you have Php20,000
in savings, your wealth is approximately four months or 120 days.
Wealth is measured in time, not dollars.
The difference between being rich and being wealthy
In 1989, Kim and I became millionaires, but we weren’t financially free
until 1994. This is because there’s a difference between being rich and
being wealthy. By 1989, our business was making us a lot of money. We
were earning more and working less. We had what most people considered
financial success.
Though we were rich, we still were not wealthy; much of our time was
spent working to build our business and its systems. Our goal was to
build the business to the point that it would cover all our expenses
from cash flow each month—without us working. Additionally, we were
invested in other assets like real estate and commodities to add to our
cash flow.
By 1994, the passive income from our business and assets was greater
than our expenses. At that point, we were wealthy, not just rich.
It’s not what you make…
Ultimately, it’s not how much money you make that matters but how much money you keep—and how long that money works for you.
Every day, I meet many people who make a lot of money, but all their
money goes out of their expense column. Every time they make a little
more money, they go shopping. They often buy a bigger house or a new
car, which results in long-term debt and more hard work. Nothing is left
to go into the asset column. It’s this kind of behavior that separates
the rich from the wealthy.
I like the fine things in life just like everyone else; the difference
is that I don’t have to work to purchase them, or go into deep debt.
Rather, I spent the time necessary to be smart with my money, work hard,
and build a business and investments that provide enough cash flow each
month to cover my expenses—including my fun liabilities like cars and
houses.
I don’t work for my money. It works for me.
Lots of people can become rich. But only financially intelligent people can become wealthy—and that takes a strong financial education that allows you to build cash-flowing businesses and assets.
The rest is just playing at wealth, and a lot of worry.
Paano maging member ng Truly Rich Club ni Bo Sanchez
Be Truly RICH
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Thursday, May 30, 2013
Thursday, May 23, 2013
How to Change the World
I'd like to out in here this great writing from my mentor, Neale, to re-mind me again and again especially of course when i tend to forget. Ito ang mga bagay na dapat gawin at simulan sa sarili para magkaroon ng 'world peace' ;) sabi nga, if you want to end wars, start from your mind. Have a great Thursday all! ☼
Here, in 1,000 words, is all that the human race needs to know in order to live the life for which it has yearned and which, despite trying for thousands of years, it has yet to produce. Carry these messages to your world:
(1) We are all One. All things are One Thing. There is only One Thing, and all things are part of the One Thing There Is. This means that you are Divine. You are not your body, you are not your mind, and you are not your soul. You are the unique combination of all three, which comprises the Totality Of You. You are an individuation of Divinity; an expression of God on Earth.
(2) There’s enough. It is not necessary to compete for, much less fight over, your resources. All you have to do is share.
(3) There’s nothing you have to do. There is much you will do, but nothing you are required to do. God wants nothing, needs nothing, demands nothing, commands nothing.
(4) God talks to everyone, all the time. The question is not: To whom does God talk? The question is: Who listens?
(5) There are Three Basic Principles of Life: Functionality, Adaptability, and Sustainability.
(6) There is no such thing as Right and Wrong, there is only What Works and What Does Not Work, given what it is you are trying to do.
(7) In the spiritual sense, there are no victims and no villains in the world, although in the human sense it appears that there surely are. Yet because you are Divine, nothing can happen against your will.
(8) No one does anything inappropriate, given their model of the world.
(9) There is no such place as hell, and eternal damnation does not exist.
(10) Death does not exist. What you call “death” is merely a process of Re-Identification.
(11) There is no such thing as Space and Time, there is only Here and Now.
(12) Love is all there is.
(13) You are the creator of your own reality, using the Three Tools of Creation: Thought, Word, and Action.
(14) Your life has nothing to do with you. It is about everyone whose life you touch, and how you touch it.
(15) The purpose of your life is to recreate yourself anew in the next grandest version of the greatest vision ever you held about Who You Are.
(16) The moment you declare anything, everything unlike it will come into the space. This is The Law of Opposites, producing a Contextual Field within which that which you wish to express may be experienced.
(17) There is no such thing as Absolute Truth. All truth is subjective. Within this framework there are five levels of truth telling: Tell your truth to yourself about yourself; Tell your truth to yourself about another; Tell your truth about yourself to another; Tell your truth about another to another; Tell your truth to everyone about everything.
(18) The human race lives within a precise set of illusions. The Ten Illusions of Humans are: Need Exists, Failure Exists, Disunity Exists, Insufficiency Exists, Requirement Exists, Judgment Exists, Condemnation Exists, Conditionality Exists, Superiority Exists, Ignorance Exists. These illusions are meant to serve humanity, but it must learn how to use them.
(19) The Three Core Concepts of Holistic Living are Honesty, Awareness, and Responsibility. Live according to these precepts and self-anger will disappear from your life.
(20) Life functions within a Be-Do-Have paradigm. Most people have this backward,imagining that first one must “have” things in order to “do” things, thus to “be” what they wish to be. Reversing this process is the fastest way to experience mastery in living.
(21) There are Three Levels of Awareness: Hope, Faith, and Knowing. Spiritual mastery is about living from the third level.
(22) There are Five Fallacies about God that create crisis, violence, killing and war. First, the idea that God needs something. Second, the idea that God can fail to get what He needs. Third, the idea that God has separated you from Him because you have not given Him what He needs. Fourth, the idea that God still needs what He needs so badly that God now requires you, from your separated position, to give it to Him. Fifth, the idea that God will destroy you if you do not meet His requirements.
(23) There are also Five Fallacies About Life that likewise create crisis, violence, killing and war. First, the idea that human beings are separate from each other. Second, the idea that there is not enough of what human beings need to be happy. Third, the idea that in order to get the stuff of which there is not enough, human beings must compete with each other. Fourth, the idea that some human beings are better than other human beings. Fifth, the idea that it is appropriate for human beings to resolve severe differences created by all the other fallacies by killing each other.
(24) You think you are being terrorized by other people, but in truth you are being terrorized by your beliefs. Your experience of yourself and your world will shift dramatically if you adopt, collectively, the Five Steps to Peace:
Permit yourself to acknowledge that some of your old beliefs about God and about Life are no longer working.
Explore the possibility that there is something you do not fully understand about God and about Life, the understanding of which would change everything.
Announce that you are willing for new understandings of God and Life to now be brought forth, understandings that could produce a new way of life on this planet.
Courageously examine these new understandings and, if they align with your personal inner truth and knowing, enlarge your belief system to include them.
Express your life as a demonstration of your highest beliefs, rather than as a denial of them.
(25) Let there be a New Gospel for all the people of Earth: “We are all one. Ours is not a better way, ours is merely another way.”
The 1,000 words here, embraced and acted on, could change your world in a single generation.
Paano maging member ng Truly Rich Club ni Bo Sanchez Be Truly RICH How to EARN by Working @ HOME
Here, in 1,000 words, is all that the human race needs to know in order to live the life for which it has yearned and which, despite trying for thousands of years, it has yet to produce. Carry these messages to your world:
(1) We are all One. All things are One Thing. There is only One Thing, and all things are part of the One Thing There Is. This means that you are Divine. You are not your body, you are not your mind, and you are not your soul. You are the unique combination of all three, which comprises the Totality Of You. You are an individuation of Divinity; an expression of God on Earth.
(2) There’s enough. It is not necessary to compete for, much less fight over, your resources. All you have to do is share.
(3) There’s nothing you have to do. There is much you will do, but nothing you are required to do. God wants nothing, needs nothing, demands nothing, commands nothing.
(4) God talks to everyone, all the time. The question is not: To whom does God talk? The question is: Who listens?
(5) There are Three Basic Principles of Life: Functionality, Adaptability, and Sustainability.
(6) There is no such thing as Right and Wrong, there is only What Works and What Does Not Work, given what it is you are trying to do.
(7) In the spiritual sense, there are no victims and no villains in the world, although in the human sense it appears that there surely are. Yet because you are Divine, nothing can happen against your will.
(8) No one does anything inappropriate, given their model of the world.
(9) There is no such place as hell, and eternal damnation does not exist.
(10) Death does not exist. What you call “death” is merely a process of Re-Identification.
(11) There is no such thing as Space and Time, there is only Here and Now.
(12) Love is all there is.
(13) You are the creator of your own reality, using the Three Tools of Creation: Thought, Word, and Action.
(14) Your life has nothing to do with you. It is about everyone whose life you touch, and how you touch it.
(15) The purpose of your life is to recreate yourself anew in the next grandest version of the greatest vision ever you held about Who You Are.
(16) The moment you declare anything, everything unlike it will come into the space. This is The Law of Opposites, producing a Contextual Field within which that which you wish to express may be experienced.
(17) There is no such thing as Absolute Truth. All truth is subjective. Within this framework there are five levels of truth telling: Tell your truth to yourself about yourself; Tell your truth to yourself about another; Tell your truth about yourself to another; Tell your truth about another to another; Tell your truth to everyone about everything.
(18) The human race lives within a precise set of illusions. The Ten Illusions of Humans are: Need Exists, Failure Exists, Disunity Exists, Insufficiency Exists, Requirement Exists, Judgment Exists, Condemnation Exists, Conditionality Exists, Superiority Exists, Ignorance Exists. These illusions are meant to serve humanity, but it must learn how to use them.
(19) The Three Core Concepts of Holistic Living are Honesty, Awareness, and Responsibility. Live according to these precepts and self-anger will disappear from your life.
(20) Life functions within a Be-Do-Have paradigm. Most people have this backward,imagining that first one must “have” things in order to “do” things, thus to “be” what they wish to be. Reversing this process is the fastest way to experience mastery in living.
(21) There are Three Levels of Awareness: Hope, Faith, and Knowing. Spiritual mastery is about living from the third level.
(22) There are Five Fallacies about God that create crisis, violence, killing and war. First, the idea that God needs something. Second, the idea that God can fail to get what He needs. Third, the idea that God has separated you from Him because you have not given Him what He needs. Fourth, the idea that God still needs what He needs so badly that God now requires you, from your separated position, to give it to Him. Fifth, the idea that God will destroy you if you do not meet His requirements.
(23) There are also Five Fallacies About Life that likewise create crisis, violence, killing and war. First, the idea that human beings are separate from each other. Second, the idea that there is not enough of what human beings need to be happy. Third, the idea that in order to get the stuff of which there is not enough, human beings must compete with each other. Fourth, the idea that some human beings are better than other human beings. Fifth, the idea that it is appropriate for human beings to resolve severe differences created by all the other fallacies by killing each other.
(24) You think you are being terrorized by other people, but in truth you are being terrorized by your beliefs. Your experience of yourself and your world will shift dramatically if you adopt, collectively, the Five Steps to Peace:
Permit yourself to acknowledge that some of your old beliefs about God and about Life are no longer working.
Explore the possibility that there is something you do not fully understand about God and about Life, the understanding of which would change everything.
Announce that you are willing for new understandings of God and Life to now be brought forth, understandings that could produce a new way of life on this planet.
Courageously examine these new understandings and, if they align with your personal inner truth and knowing, enlarge your belief system to include them.
Express your life as a demonstration of your highest beliefs, rather than as a denial of them.
(25) Let there be a New Gospel for all the people of Earth: “We are all one. Ours is not a better way, ours is merely another way.”
The 1,000 words here, embraced and acted on, could change your world in a single generation.
Paano maging member ng Truly Rich Club ni Bo Sanchez Be Truly RICH How to EARN by Working @ HOME
Friday, May 3, 2013
Paano gumawa ng account sa CitisecOnline
step by step tutorial kung paano ko ginawa ang pag sign-up sa CitisecOnline at nag-umpisang bumili ng stocks. O di ba parang feeling ko alam na alam ko na ngayon ang mundo ng stock market? hahaahahha masaya kaya magfund ng account at bumili ng mga nirirefer na stocks ni Bo Sanchez. Sa video na ito makikita nyo ang form na ififill up nyo pagkatapos ay ipapadala nyo sa Ortigas, Pasig City kung saan ang main office nila. Ilalakip nyo ang mga dokumentong kailangan tulad ng valid IDs at kung kailangan kopya ng inyong birth certificate.
Pagkatapos ma approve ang pinadala nyong filled up form, pwede nyo na ngayon lagyan ng initial deposit na limang libo (5,000.00) piso at mag log-in sa kanilang website. Pinakita ko rin dito na sa isang taon ko sa Citisec kumita ako ng mahigit sampung libo. Not bad kasi ang pera ko na ganun kaliit pag dineposito ko sa bangko 100% sigurado ako na hindi tutubo ng ganun kalaki.
Maliban sa kumita ang maliit kung pera sa CitisecOnline, kumikita din ako bilang affiliate member ng Truly Rich Club ni Bo Sanchez. You see, tie up silang dalawa. Hindi ka kikita sa stock market kung wala kang advise galing kay Bo kasi nga wala tayong alam pagdating sa kung paano laruin ang stock market. (talking about newbies sa stock market ha).
so kung gusto mong yumaman 10 years from now umpisahan mo ng magsave para sa future mo. ;)
have a great weekend.
Paano maging member ng Truly Rich Club ni Bo Sanchez
Be Truly RICH
How to EARN by Working @ HOME
Thursday, May 2, 2013
to withdraw from other ATM's bank or not...
whoa! this made me think again. i've been withdrawing like crazy and not thinking hanggang sa nabasa ko itong artikulo ngayon. napaisip tuloy ako kung kailangan ko ng magbukas ng bagong ATM account sa Citibank. meron kaya dito sa Bacolod City? hmmmm
Pero amiga/o tandaan palagi ito. Pinaghirapan natin bawat sentimo ng pera para lang ibayad sa kung di naman kailangan at accessible lang sa atin most of the time. Baka naman medyo malayo lang ng konti at kailanga ng ilang steps pa bago ang iyong bank ATM machine e hayaan mo na. Lakarin na lang kung kaya sayang din ang P10 ha. o kaya P15. kalurkey!
The table below summarizes the withdrawal and balance inquiry fees charged by Philippine banks.
Withdrawal and Balance Inquiry Fees of Philippine Banks
| Bank / Card | Withdrawal Fee | Balance Inquiry Fee | |
|---|---|---|---|
| 1 | Allied Bank | P 10.00 | P 1.00 |
| 2 | Asia United Bank (AUB) | P 11.00 | P 2.00 |
| 3 | Banco de Oro (BDO) Cash Card | P 11.00 | P 2.00 |
| 4 | Banco de Oro (BDO) Debit Card | P 11.00 | P 2.00 |
| 5 | Banco de Oro (BDO) Smart Money | P 15.00 | P 2.50 |
| 6 | Bank of Commerce | P 11.00 | P 2.00 |
| 7 | Bank of the Philippine Islands (BPI) | P 15.00 | P 1.50 |
| 8 | BPI Family Savings Bank | P 15.00 | P 1.50 |
| 9 | Chinabank Savings | P 10.00 | P 1.00 |
| 10 | Chinatrust | P 12.00 | P 2.00 |
| 11 | Citibank Philippines | None | None |
| 12 | Citibank Savings | None | None |
| 13 | Development Bank of the Philippines (DBP) | P 10.00 | P 1.00 |
| 14 | East West Bank | P 10.00 | P 1.00 |
| 15 | Land Bank of the Philippines (Landbank) | P 10.00 | P 1.00 |
| 16 | Malayan Bank | P 12.00 | P 1.00 |
| 17 | Maybank Philippines | P 11.00 | P 2.00 |
| 18 | Metrobank | P 11.00 | P 2.00 |
| 19 | Philippine Bank of Communications (PBComm) | P 10.00 | P 1.00 |
| 20 | Philippine Business Bank | P 11.00 | P 1.00 |
| 21 | Philippine Savings Bank (PSBank) | P 11.00 | P 2.00 |
| 22 | Philippine Veterans Bank | P 10.00 | P 2.00 |
| 23 | Planters Development Bank | P 11.00 | P 2.00 |
| 24 | Rizal Commercial Banking Corp (RCBC) | P 12.00 | P 2.00 |
| 25 | RCBC Savings Bank | P 12.00 | P 2.00 |
| 26 | Robinsons Bank | P 11.00 | P 2.00 |
| 27 | Standard Chartered Bank | P 10.00 | P 1.00 |
| 28 | Sterling Bank | P 10.00 | P 1.00 |
| 29 | Unionbank of the Philippines | P 12.00 | P 2.00 |
| 30 | United Coconut Planters Bank (UCPB) | P 11.00 | P 2.00 |
Sources: Bangko Sentral ng Pilipinas, Bank websites
here's the full link to the article above
Paano maging member ng Truly Rich Club ni Bo Sanchez Be Truly RICH Work from HOME
Paano bumili sa Stock Market
Hola. i found this blog really helpful especially if first time mo sa stock market at hindi alam kung ano ang gagawin. nakaharap ka lang sa computer at alien ang lahat para sayo. haahahahaha ganyang ganyan ako nung first time ko bumili ng stock market hanggang sa nasanay na lang. it's fun doing it though ;) click the link and see for yourself.
Paano maging member ng Truly Rich Club ni Bo Sanchez Be Truly RICH Work from HOME
Wednesday, May 1, 2013
Passive Income is SWEET
Hola! Nagulat ako nung Biyernes pagtsek ko sa aking Banco de Oro account online. Ang alam ko kasi less than 2k na lang ang laman ng account ko kata dineposito ko ang bahagi ng aking sweldo para madagdagan dahil halos lahat ngayon ginagawa ko ng online ang halos lahat ng bayarin lalo na sa BDO Mastercard ko. Nung magbabayad na ako ng bills aba biglang more than 10k ang laman!!!! Naisip ko may anghel ba na nakaalala sa akin na padalhan ako ng pera dahil alam nyang paubos na? ;) kakatuwa naman. Pagtsek ko ng aking gmail account, dun ko nakita may Affiliate Income pala ako for the month of March na pumasok. yehey! more than 3k and not doing anything. O di ba ang sarap ng buhay pag ganito? hahaahahaha can't seem to stop myself smiling. Indeed passive income is sweet! And i really thank Bo Sanchez for making me richer and happier.
It pays to be a member of the Truly Rich Club. Ikaw, baka gusto mong magjoin? Click mo lang ang link sa baba. Happy Labor Day! ☼
Paano maging member ng Truly Rich Club ni Bo Sanchez Be Truly RICH Work from HOME
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